What Our Clients Say: "This process was not easy as we are people who take our responsibilities seriously and do have integrity.  Yet you made this process as easy as it could have been.  We so appreciate your realness, down to earth personality, and respectfulness.  This truly is the beginning of our new life.  Thank you for your part in it." –S and K "We want to thank you for making a difficult situation a lot easier.  You guys really go out of your way to help.  What you did for us has made things easier to deal with.  You were a bright spot in a dark place for us, and it means so much to us." –E and L "What with a messy divorce, the dotcom crash, and 9/11...my new wife and I were in big trouble.  We were able to last for a couple of years, but I finally ran out of resources and options.  We were extremely lucky to find Michael and Cindy.  They made a sensitive, difficult process as easy as that kind of process can ever be.  We're free of debt now, and ready to start our lives over...such a feeling of relief is hard to explain." –B "I want to express my gratitude to Michael Baumer for helping through a difficult time in my life. I was completely stuck in outrageous debt and I lost my job and most of my options closed up. I didn't know where to go. So I knew about Bankruptcy but didn't know how and whom would be able to help me. So I just looked up some lawyers in the phone book and some how I chose to call Michael Baumer. The entire process was incredible from making me feel in control of my situation to working with me to take advantage of a government system that gave me a second chance. It helped me get back on my feet and my score went up about 75 points since bankrupcy. Incredible!!!" –K
			"An Evening In June" by Perla Galvan
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